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Letter "R" » Robert McKinley Quotes
«You can get zero percent rates that last as long as a year. We've never seen anything like this before.»
«You have to be realistic about your credit. If your credit is spotty, don't waste your time applying for a 9 percent rate.»
«Many of those fixed-rate cards haven't moved at all this year.»
«Pulaski only has 32,000 accounts and is only adding 1,000 new accounts a month. About one in 100 applicants will qualify for it.»
«So it's possible that any rate cut today could be offset by a bump-up in pricing.»
«That's where the consumer can take advantage of the low interest-rate environment.»
«There are sort of give backs with those low rates.»
«[While more conscious of risk, issuers are still aggressively courting new customers. In fact, teaser rates and balance-transfer rates are the lowest they've ever been.] You can get zero percent rates that last as long as a year, ... We've never seen anything like this before.»
«[Unfortunately, your chances of qualifying for Pulaski's card, or any small bank's card, are slim.] Pulaski only has 32,000 accounts and is only adding 1,000 new accounts a month, ... About one in 100 applicants will qualify for it.»
«The trend this year has been to raise rates because of the increasing number of defaults among consumers,»

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