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Letter "R" » Robert Hartwig Quotes
«On one side will be people who want to rebuild quickly and inexpensively, and on the other will be those who say, 'We need to do something different. We need to build all these homes up higher and make them more resistant to wind,»
«Projections that this is going to be the worst ever are probably off... we're probably looking at something that's in the top five.»
«The definition of 'flood' is fairly ironclad. It's essentially water that comes from below,»
«They can't get behind the wheel once without your insurance company knowing about it.»
«You're going to be on the hook. What if one of the people is a 17-year-old? That dramatically changes your risk profile.»
«You should assume that as charitable as it is, you have total liability for these individuals, in the same way as if a stranger came to your house just invited for a dinner party. If they slipped and fell, you're going to be liable for them. You do not enjoy any immunity from liability. It's a sad statement, but that's the world we live in today.»
«Typically, they want to know how many people are residents in your household. That creates a different liability situation, and you need to inform your insurance company about that.»
«That alters the risk equation»
«We're looking at complete chaos in New Orleans, with explosions and uncontrolled fires,»
«Unless there is some rationalization of the price of insurance relative to the risk assumed, there will be continued problems of availability.»

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