A Roth IRA is a unique method of investing used by smart individuals to save for a richer retirement. By placing a sum of money into a Roth IRA, you are saving for a better future and a quicker retirement. Over the years as you add more and more money into your Roth IRA account, it compounds into a much larger sum of money. A Roth IRA is tax friendly as well. Atlanticfinancial.com says, "…showed first 75 words of 529 total…

…showed last 75 words of 529 total…home, seeking higher education, paying medical expenses, health insurance, have a disability or if the account owner dies. You don't have to choose one type of IRA over the other. You may have both a traditional IRA and a Roth IRA, contributing to either or both whenever you wish. You have read the benefits and downsides of them both, so now it's your turn to decide if this type of investment is right for you.